CALIFORNIA CREDIT REPAIR 

HOW CALIFORNIA'S
​RESIDENTS Rank

With nearly 40 million residents, California is home to many financially savvy individuals. According to Experian, the average credit score in California sits at 685 (using the VantageScore model of 300 to 850), placing it at #24 out of 50 states. 

WHAT GOOD CREDIT MEANS
​FOR YOU

  • Homeownership and competitive mortgage rates
  • Easier apartment approvals
  • Favorable insurance premiums
  • Auto loans with lower interest
  • Credit cards with better terms
  • Student loan flexibility
  • Even job opportunities, as many employers now check credit reports

COMMON CREDIT AGENCY
REPORTING ERRORS

Even responsible consumers can suffer from inaccurate credit reports:
80% of credit reports contain at least one mistake
40% contain multiple errors
54% have at least one negative item that shouldn’t be there