Business Funding Terms and Conditions
JD Consults does not constitute an offer or solicitation to lend. JD Consults is NOT A LENDER, does not make loan or credit decisions, and does not broker loans. JD Consults is not an agent, representative, or broker of any lender and does not endorse or charge for any service or product. Our role is solely to provide information on potential lenders who may meet your needs.
Fees and Interest ✅
If approved for a loan, your lender will present you with the exact fees and interest rate before you accept the terms. JD Consults is not a lender and does not determine loan fees, rates, or terms. You are under no obligation to accept the loan offer presented to you.
Implications of Non-Payment and Other Considerations ✅
A loan is a binding agreement between you and the lender to fully repay the borrowed amount within the agreed timeframe. If you miss a payment, your lender may charge additional fees, send your account to a collections agency, or report late, partial, or non-payment to credit bureaus. Each lender has different policies, so be sure to review their terms before accepting a loan.
Credit Score Impact ✅
While JD Consults does not perform credit checks, the lenders we work with may conduct a credit inquiry to determine your eligibility. Depending on the lender, your credit score may be affected. Failure to repay your loan on time may result in negative credit reporting. If you are concerned about your credit score, we recommend consulting a credit counseling service before proceeding.
Collection Practices ✅
JD Consults is not a lender and does not engage in debt collection. Your lender's collection policies will be detailed in your loan agreement. We only work with reputable lenders who follow ethical collection practices. If you have concerns about a lender’s collection process, we recommend discussing it with them directly before accepting a loan.
Renewal Policy Information ✅
Loan renewal options are subject to state regulations and will be presented to you by your lender before you sign the agreement. Personal loans are intended for short-term financial needs—we encourage borrowers to repay their loans on time to avoid additional fees. Carefully review all renewal policies before agreeing to loan terms.
Loan amounts and cash transfer times may vary between lenders. Completing an application does not guarantee approval for a loan offer. Each lender has its own terms, conditions, and renewal policies, which should be reviewed before signing any loan agreement. Late or non-payment may result in additional fees, collection activities, or both. Borrow responsibly.
By using our website or services, you confirm that you are at least 18 years old, a U.S. resident, and not applying for a loan in a state where it is prohibited.
To unsubscribe from our mailing list please contact:
JD Consults does not constitute an offer or solicitation to lend. JD Consults is NOT A LENDER, does not make loan or credit decisions, and does not broker loans. JD Consults is not an agent, representative, or broker of any lender and does not endorse or charge for any service or product. Our role is solely to provide information on potential lenders who may meet your needs.
Fees and Interest ✅
If approved for a loan, your lender will present you with the exact fees and interest rate before you accept the terms. JD Consults is not a lender and does not determine loan fees, rates, or terms. You are under no obligation to accept the loan offer presented to you.
Implications of Non-Payment and Other Considerations ✅
A loan is a binding agreement between you and the lender to fully repay the borrowed amount within the agreed timeframe. If you miss a payment, your lender may charge additional fees, send your account to a collections agency, or report late, partial, or non-payment to credit bureaus. Each lender has different policies, so be sure to review their terms before accepting a loan.
Credit Score Impact ✅
While JD Consults does not perform credit checks, the lenders we work with may conduct a credit inquiry to determine your eligibility. Depending on the lender, your credit score may be affected. Failure to repay your loan on time may result in negative credit reporting. If you are concerned about your credit score, we recommend consulting a credit counseling service before proceeding.
Collection Practices ✅
JD Consults is not a lender and does not engage in debt collection. Your lender's collection policies will be detailed in your loan agreement. We only work with reputable lenders who follow ethical collection practices. If you have concerns about a lender’s collection process, we recommend discussing it with them directly before accepting a loan.
Renewal Policy Information ✅
Loan renewal options are subject to state regulations and will be presented to you by your lender before you sign the agreement. Personal loans are intended for short-term financial needs—we encourage borrowers to repay their loans on time to avoid additional fees. Carefully review all renewal policies before agreeing to loan terms.
Loan amounts and cash transfer times may vary between lenders. Completing an application does not guarantee approval for a loan offer. Each lender has its own terms, conditions, and renewal policies, which should be reviewed before signing any loan agreement. Late or non-payment may result in additional fees, collection activities, or both. Borrow responsibly.
By using our website or services, you confirm that you are at least 18 years old, a U.S. resident, and not applying for a loan in a state where it is prohibited.
To unsubscribe from our mailing list please contact:
- Calling 858-280-1178
- Emailing [email protected].